For anyone who's been quietly avoiding their money
Unopened banking apps. Pensions you've never logged into. The "I'll deal with it after payday" that becomes never. Figures turns the whole thing into ten honest minutes a month — and a recap that makes it feel like progress, every time.
14-day Premium trial · No card · Cancel anytime · Free forever after
Household net worth
£428,140
Why this one sticks
Most finance apps feel like work, so you stop. Figures pays you back every month, so you come back.
The month closes. That's the only trigger you need.
Ten honest minutes updating your balances.
A Wrapped-style recap of what moved and what you hit.
History, goals and timeline quietly filling in.
"You don't need to think about money every day. You need ten honest minutes a month."
The ten-minute monthly ritual
One guided flow walks you through every balance for the month.
Your household number, your mix, your trajectory — in one screen.
A recap tells you what moved, what you hit, and quietly trains the habit.
The monthly recap
The recap is the reason the monthly habit sticks. Most finance apps feel like work, so you stop. Figures freezes the month into a short, readable story — the headline number, what moved, milestones crossed — so logging in feels good, not guilty.
October recap
Milestone
£425k
crossed this month
Streak
7 months
of growth
Biggest mover
Vanguard SIPP
+£3,180
"Pensions did the heavy lifting in October — your SIPP and workplace pot together added more than every other account combined."
House deposit
£32,800 / £40,000
Monthly progress
Goals
Emergency fund. House deposit. The retirement figure. Set the target, set the date, and every monthly check-in adds another step towards your goals.
Insights & chat
Figures reads the accounts you actually hold and shows you what stands out in your own numbers — ISA headroom, an emergency-fund gap, a high-APR balance worth a look.
Information, not regulated financial advice.
Timeline
New job. House move. Baby. A market drop. Drop a marker on the chart and your future self will know exactly why the line did what it did.
Net worth · 12 months
The monthly money moment for two
Money is one of the things couples avoid most. Figures gives you a quiet shared ritual — your accounts, theirs, anything joint — so the conversation happens on purpose, not in a fight. Solo works beautifully too; invite a partner whenever you're ready.
Yours
Shared
Theirs
Every account type
When you don't look, you don't learn, and you drift. Figures asks for ten minutes a month because the looking is the point — that's how you actually know your money instead of outsourcing it to a dashboard you ignore. Read-only by design. No bank links. No scraping. You type the numbers. You own the data.
A few worth a look
Curated · UKChase UK
Current accountRound-up saver and cashback on debit spend.
Trading 212
Cash ISAAffiliateVariable-rate Cash ISA with no fees.
A hand-picked shortlist, not a ranking.
Once you're ready to act
A small, hand-picked shortlist of UK current accounts, Cash ISAs, Stocks & Shares ISAs, SIPPs and high-interest savings — chosen for fees, simplicity and long-term fit.
Some links are affiliate. It never changes the price you pay, and never changes who makes the list.
Pricing
Common questions
No. Figures is built to be the opposite of a nagging budget app. Ten minutes a month, no daily guilt, no shame for a missed month — and a recap at the end that makes the looking feel worthwhile.
No, and that's deliberate. Auto-sync apps update the number so you never have to look. Figures asks you to type the balances each month because the looking is the point.
Yes. Figures works beautifully for one. Invite a partner whenever you're ready and the same household view scales to two.
Your household data is yours. We don't sell it, share it, or build advertising against it. You can export or delete at any time.
Drop to Free and keep tracking your first three accounts forever. No card on file means nothing charges if you do nothing.
Yes. Figures handles any base currency. Some Premium features (the provider picker) are UK-first for now; the rest works anywhere.
Yes — one click in settings. You keep your data and drop straight to Free.